Patient Billing & Insurance

We participate with most major insurance companies.

Our Billing Office Staff will gladly assist you with any billing or insurance questions that you may have.

billing and insurance

Patient Billing & Insurance

Bone and Joint Specialists accepts most major insurance plans and participates in worker's compensation. Please check with your insurance carrier in order to verify network participation and referral authorization.


In order for our office to submit an insurance claim, you are required to present your insurance information and valid photo identification at the time of check-in. You are responsible for any co-payment or deductable at each visit, in accordance with your insurance policy.

If you do not have insurance, payment is due in full at the time services are rendered. Please check with our office about payment plan options.
We accept cash, check, debit card and most major credit cards.

Referral Authorization

Some insurance plans require the patient to obtain a referral authorization from their primary care provider prior to receiving services from a specialist. If your plan requires a referral authorization, services will only be provided if the referral authorization is at our office at the time of your appointment. You will have the option to sign a waiver accepting financial responsibility for services not covered due to the lack of referral authorization. If referral authorization is an issue, we can reschedule your appointment.

Office Hours

Monday: 8:00 a.m. to 5:00 p.m.
Tuesday-Thursday: 8:00 a.m. to 4:30 p.m.
Friday: 9:00 a.m. to 4:00 p.m.

For further questions or to schedule an appointment, call 248-673-0500 ext 19 or click here to request an appointment online.

Insurance Companies accepted by Bone and Joint Specialists

This is a primary list of the insurance plans Bone and Joint Specialists accepts for patients. Please contact us in regards to additional plans.

  • Blue Cross Blue Shield of Michigan - including all PPO plans
  • Medicare - including all Medicare Senior plans
  • Blue Care Network - with referral
  • HAP
  • Priority Health
  • United Health Care
  • Cofinity
  • Aetna

Worker's compensation: Must have written authorization faxed to the office prior to your appointment. The Authorization should include worker's compensation carrier name, address, phone #, claim #, and adjuster name.

Automobile: Must bring Medical Claim Verification Letter containing; Policy # or claim #, agent name, and billing address.