Patient Billing & Insurance

Bone and Joint Specialists accepts most major insurance plans and participates in worker’s compensation. Please check with your insurance carrier in order to verify network participation and referral authorization.


In order for our office to submit an insurance claim, you are required to present your insurance information and valid photo identification at the time of check-in. You are responsible for any co-payment or deductible at each visit, in accordance with your insurance policy.

If you do not have insurance, payment is due in full at the time services are rendered. Please check with our office about payment plan options.

We accept cash, check, debit card and most major credit cards.

Online Bill Pay

Our online bill pay service provided by PayPal lets you conveniently pay your bill anytime, anywhere.

Referral Authorization

Some insurance plans require the patient to obtain a referral authorization from their primary care provider prior to receiving services from a specialist. If your plan requires a referral authorization, services will only be provided if the referral authorization is at our office at the time of your appointment. You will have the option to sign a waiver accepting financial responsibility for services not covered due to the lack of referral authorization. If referral authorization is an issue, we can reschedule your appointment.

Insurance Companies accepted by Bone and Joint Specialists

This is a primary list of the insurance plans Bone and Joint Specialists accepts for patients. Please contact us in regards to additional plans.

  • Aetna
  • Blue Cross Blue Shield of Michigan – including all PPO plans
  • Blue Care Network – with referral
  • Cofinity
  • HAP
  • Medicare – including all Medicare Senior plans
  • Priority Health
  • United Health Care

Worker’s Compensation

Must have written authorization faxed to the office prior to your appointment. The Authorization should include worker’s compensation carrier name, address, phone #, claim #, and adjuster name.

Automobile Insurance

Must bring Medical Claim Verification Letter containing; Policy # or claim #, agent name, and billing address.


  • Waterford Location
    4800 Highland Road, Ste 2
    Waterford Twp, MI 48328

  • Rochester Hills Location
    1349 S. Rochester Road, Suite 225
    Rochester Hills, MI 48307

Monday 8:00 - 5:00
Tuesday - Thursday 8:00 - 4:30
Friday 9:00 - 4:00

Our online bill pay service provided by PayPal lets you conveniently pay your bill anytime, anywhere.


Bone and Joint Specialists Testimonial -Vince
My knee is doing great, and I’m back to playing rugby. Our team went to the nationals this year. My thanks to you and your staff .
Bone and Joint Specialists Testimonial -Dan
I’m so lucky to have had you fix my mangled shoulder, Dr. Bart- and Lucky for the great PT team that brought back my use.
Bone and Joint Specialists Patient Testimonial-Marty
I am loving my new Birmingham Hip. I am back to doing activities I didn’t think would be possible again. You and your staff are very compassionate and caring.


Make An Appointment

To schedule an appointment, please call (248) 673-0500 ext 14 OR Make an Appointment Request online.

We are currently accepting new patients and referrals.